How We Work

The Harvest approach integrates behavioral finance concepts with foundational planning strategies to help develop a strong financial position our clients. The Harvest process entails uncovering the client’s orientation toward money, examining their present position along with future goals and objectives, visualization, education of the functional rules of money, providing recommendations, and implementation of solutions to help minimize risk, maximize wealth, minimize taxes, prepare for retirement, and transfer one’s estate.


529 Plans  

Traditional IRA

Roth IRA

SEP & Simple IRA

Brokerage Accounts

Variable Annuity

Financial Planning

Financial Position

Insurance Planning

Retirement Planning

Wealth Management

Education Funding

Estate Planning


Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

Business Solutions

SEP/ Simple IRA

Non-Qualified Deferred Compensation Plan

Defined Contribution 401(k) Plans

Business Valuation

Business Overhead Expense Disability Insurance

Executive Benefits

Employee Benefits

Retirement Planning

Deferred Fixed Annuities

Variable Annuities

Income Annuities

Fixed Index Annuities

Individual Retirement Accounts

Estate Planning

Estate Equalization

Trust Funding

Planned Giving Strategies

Estate Maximization

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. |  (201) 906-7822